(817) 500-2992|Fort Worth, TX · Mon–Fri 8am–5pm · Sat 8am–12pm
Financing Options

Comfort Shouldn't Wait on Your Budget

We offer flexible financing so you can get the system you need today — residential or commercial — and pay on your terms.

No Hidden Fees
Competitive Rates
Same-Day Approval
0% Interest Available
Special Offers

Current Financing Programs

Available for residential and commercial customers across Fort Worth, DFW, East & North Texas.

Most Popular

0% Interest for 18 Months

On approved credit — new system installations

Replace your aging system now and pay nothing in interest for a full 18 months. Available on qualifying new AC, furnace, or full system installations.

  • No interest if paid in full within 18 months
  • Minimum monthly payments required
  • Available for residential & commercial
  • Apply in minutes — same-day approval
Call to Apply
Low Monthly Payments

Flexible Payment Plans

As low as $79/month

Spread the cost of your new HVAC system over time with low monthly payments that fit your budget. Terms from 12 to 84 months available.

  • Terms from 12 to 84 months
  • Fixed monthly payments
  • No prepayment penalty
  • Quick online application
Call to Apply
Emergency Relief

Same-Day Financing

For urgent repairs & replacements

When your system fails unexpectedly, you shouldn't have to choose between comfort and your budget. Get approved today and we'll get to work immediately.

  • Apply and get approved same day
  • Covers emergency repairs & replacements
  • No collateral required
  • Residential & commercial eligible
Call to Apply
Who Qualifies

Financing for Every Property Type

Residential

  • New AC or furnace installation
  • Full system replacement
  • Mini-split & ductless systems
  • Heat pump installation

Commercial

  • Rooftop unit replacement
  • Commercial AC installation
  • Multi-zone system upgrades
  • Packaged system replacement
Simple Process

How It Works

01

Call or Request a Quote

Contact us to schedule a free in-home assessment. We'll evaluate your system and recommend the best solution for your home or business.

02

Choose Your Equipment

We'll walk you through your options — brands, efficiency ratings, and price points — so you can make a confident, informed decision.

03

Apply for Financing

Fill out a quick application on-site or online. Most customers receive a decision within minutes with no impact to your credit for checking rates.

04

We Install — You Relax

Once approved, we schedule your installation at your convenience. Most installs are completed in a single day.

Common Questions

Financing FAQ

What credit score do I need to qualify?

We work with multiple lenders to offer options for a wide range of credit profiles. Many customers with fair credit qualify for at least one of our financing programs.

Is financing available for commercial properties?

Yes — we offer financing for both residential and commercial HVAC installations and replacements. Commercial terms and limits may vary.

Does applying affect my credit score?

Checking your rate typically uses a soft pull and does not affect your credit score. A hard inquiry only occurs if you choose to proceed with a loan.

Can I finance a repair, or only a new installation?

Our primary financing programs are designed for new system installations and replacements. For repairs, ask us about our payment plan options.

How quickly can I get approved?

Most applicants receive a decision within minutes. Same-day approval and same-day installation scheduling is available in many cases.

Are there any prepayment penalties?

No. You can pay off your balance early at any time without penalty — and paying off within the promotional period avoids any deferred interest.

Ready to Get Started?

Call us today for a free quote and we'll walk you through your financing options — no pressure, no obligation.